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Mortgage market records robust growth despite affordability hurdles

The Central Bank says about 75.6 per cent of mortgage loans were on variable interest rates in 2025, compared to 85.9 per cent in 2024. [File, Standard]

More Kenyans accessed single-digit mortgage loans in 2025 as Kenya Mortgage Refinance Company (KMRC) increased the amount of financing extended to lenders by Sh7.7 billion during the year that ended in December.

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